use curl to match readr download behavior
The preview to import CSV form https://data.consumerfinance.gov/api/views/s6ew-h6mp/rows.csv?accessType=DOWNLOAD does not work but the file can be imported.
The problem is that
download.file fails from the IDE, while this works from
readr since readr appears to be using curls: https://github.com/tidyverse/readr/blob/3715a2d0bcd7e028b4c0ffe03fce0fd7063ede18/R/source.R#L105
Fix is to match
readr behavior in the IDE to allow us to download this file for preview purpuses.