package programList;
import java.util.Scanner;
public class money {
public static void main(String[] args) {
Scanner input = new Scanner(System.in);
System.out.print("Enter annual interest rate, eg:7.25% : "); //输入年利率
double annualInterestRate = input.nextDouble();
double monthlyInterestRate = annualInterestRate / 1200 ;
System.out.print("Enter number of years as an integer, eg:5 : "); //输入整年数
int numberOfYears = input.nextInt();
System.out.print("Enter loan amount,eg:120000.95 : "); //输入贷款金额
double loanAmount = input.nextDouble();
double monthlyPayment = loanAmount * monthlyInterestRate / (1-1 / Math.pow(1+monthlyInterestRate, numberOfYears * 12));
double totalPayment = monthlyPayment * numberOfYears * 12 ;
//每月支付金额
System.out.println("The monthly payment is $" + (int)(monthlyPayment * 100) / 100.0);
//总付款金额
System.out.println("The total payment is $" + (int)(totalPayment * 100) / 100.0);
}
}